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Wednesday, November 17, 2010

I See Dead People


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Justin Biber in 30


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Prom Date Fail


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Payday Loan Reviews

Getting a payday loan isn't usually considered a smart financial move; apply for one only in case of an emergency. If you are short on cash, try other strategies first. Borrow money from a friend or family. Ask for an advance paycheck from your employee. Call your credit card company and negotiate for an increased credit line. Sell your belongings on Craigslist or Ebay. Do odd jobs for people (mowing lawns, washing cars, walking dogs, etc). Only when all else has failed, then you might want to find a payday loan lender.

The interest rates for these loans usually range from high to preposterously high. If you can get a payday loan with an interest rate under 25%, you're very lucky. They are loan sharks, but you can't really blame them. The majority of borrowers they deal with usually have horrible credit, so these payday lenders do have to take risks. Another bad thing about payday cash advance is that if you can't pay it back, it will affect your credit score.

Now you can apply for a payday loan and get your money on the same day with no faxing and no credit check. As long as you have a job and a checking account, your application is very likely to get approved. In addition, some people have cleverly used payday loans as a way to improve their credit score. As I've said before, payday lenders report your activities to credit bureaus. Timely repayment of the loan thus results in a positive entry in your credit history.

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